September 1, 8, 15, 22, 29, 2011
PUBLIC NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 28, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,400.00
MORTGAGOR(S): Todd J Christoffer and Susan K Christoffer, Husband and Wife As Joint Tenants
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, DBA the Lending Center
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910001968935
SERVICER: Ocwen Loan Servicing, LLC
LENDER: First NLC Financial Services, LLC, DBA the Lending Center.
DATE AND PLACE OF FILING: Lyon County Minnesota, Recorder , on April 5, 2006, as Document No. 164977.
ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for Morgan Stanley Ixis Real Estate Capital Trust 2006-1 Mortgage Pass Through Certificates, Series 2006-1 Dated: April 20, 2010 , and recorded October 25, 2010 by Document No. 188076 .
LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast quarter of Section Thirty-one (31), in Township One Hundred Thirteen (113) North, of Range Forty (40) west of the Fifth Principal Meridian described as follows: Commencing at the northeast corner of Section 1,Township 112 north, Range 41 west; thence East (assumed bearing) along the south line of said Section 31, a distance of 2463.75 feet to the southeast corner of the southeast quarter of said Section 31; thence North 00 degrees 13 minutes 47seconds East along the centerline of Lucas Township Road No. 210 (assumed to be the East line of Said Section 31) a distance of 3250.41 feet to the point of beginning; thence North 89 degrees 45 minutes 24 seconds West a distance of 565.95 feet to an iron stake with RLS 6700 cap; thence North 00 degrees 21 minutes 38 seconds West a distance of 286.07 feet to an iron stake with RLS 6700 cap; thence South 89 degrees 50 minutes 37 seconds East a distance of 568.54 feet to said centerline; thence South 00 degrees 13 minutes 47 seconds West along said centerline a distance of 286.21 feet to the point of beginning; Lyon County, Minnesota
PROPERTY ADDRESS: 3463 290th Avenue, Cottonwood, MN 56229
PROPERTY I.D: 10-031004-1
COUNTY IN WHICH PROPERTY IS LOCATED: Lyon
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eleven Thousand Nine Hundred Thirty and 79/100 ($111,930.79) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: 10:00 AM on October 11, 2011
PLACE OF SALE: Sheriff`s Main Office, Lobby, 611 West Main Street, Marshall MN 56258 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: August 25, 2011
Deutsche Bank National Trust Company,
as trustee for
Morgan Stanley Ixis Real Estate Capital Trust 2006-1
Mortgage Pass Through Certificates, Series 2006-1
Randall S. Miller & Associates,
PLLC Attorneys for Assignee of Mortgage/Mortgagee
One Financial Plaza,
120 South Sixth Street,
Minneapolis, MN 55402
Our File No. 10MN00493-2
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.